Email is the FASTest way to let us know what you need.

We can not always take and return calls immediately as we
and you would prefer, but we do respond ASAP.  And all
insurers have 24/7 Emergency call centers.

Details make the difference between wasted time,
frustration, and disappointment or getting the BETTER coverage
and premium SAVINGS that everyone is looking for.  We only do the
job the right way, because our reputation depends on it.

You should expect that all property will be inspected, however 
we rely on you to tell us the current property condition and status.  If you are not aware
of current building code requirements, and any deficiencies that may exist at and in the premises occupied by your tenants, that would suggest a level of management that is below the level required to achieve the greatest cost savings available only to the best managed properties. 

Photos provided by online services may be out of date.  We will will assist you with your 
determination of building replacement cost estimates, but state law holds policyholders responsible for determining the replacement value of their property.  Therefore, we do not imply or accept any responsibility for the accuracy of the limits you choose, including any claim  of
your reliance on insurer provided replacement cost estimates we may deliver to you.

You've seen all of the Web Ads claiming to deliver Quick and Easy quotes in only a few minutes.  We've tried them, and have yet to find one that delivers what they imply.  Most seem to be lead sales generators who sell your information to many different agents who will then call you repeatedly.  We think most people want it all, but prefer Quality to errors and manipulation.

We want to work with people who expect a relationship of VALUE.  Value you can tell by the thoroughness of our process.  Value you can measure by the depth of our knowledge.  Value
you can appreciate from the benefit of our advise.  Value represented by the quality of the 
insurers we represent.  And Value you can measure by the real cost savings we deliver. 

We get to know our clients.  We care about them.  We do all we can to make sure that they are very well taken care of at all times.  There's no web APP for that yet . . .

Insurance is very complicated, so rather than make false claims that you can get accurate rates in just a few minutes, we're asking you to give us your info so we can tell if we need to speak with
 you to do the job right.  What's a quote worth to you if it's not deliverable?  We suggest you not cancel any current policy until you are sure that a new replacement policy is acceptable to you.  When you see the word "insurance", you should think MY MONEY.  So it is written. . .

It's about getting it right - making sure that you get what you want, so if a claim happens, it's either covered well, or if not covered, you knew that in advance.  Assumptions cause unrealistic expectations, misunderstandings, and uncompensated losses - we want to eliminate all of those negative outcomes in an effort to help you manage your risks proactively with fuller under-standing.  

NOTICE:  DISCLAIMER
Leaving information by voice, email or letter, creates no obligation on our part.  Even existing policyholders are required to confirm that we have received their requests, and acted on them.  Coverage is not automatic.  No coverage is effective unless we or the insurer have acknow-ledged receipt of, and acceptance of your application, and the paid premium if required in advance.  All contacts are date and time stamp documented.

What makes us different?  Our commitment to helping you get the coverage you want, so if you ever need to make that call on a claim - the words you hear are not "Sorry, but that's not covered."  And unlike many, we're not pushing one company's products so we can win a contest
 or a FREE vacation at YOUR expense.

With VIA, you're not a number.   And your voice is not a stranger on our phone.   

Our business is not about creating great commercials.  It's about delivering great results!

Operating exclusively in California under CDI #0585599 corporate
                                                                        #0A65136 individual

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