VIA (Verreos Insurance Agency, etal) is licensed by the State of California only. We only
sell and advise on those insurance products that we are currently licensed to sell. If we
consult with people in other states on a general level, we always direct them to seek
specific coverage advise from an agent licensed in the state where their business/needs
are located. We only provide services authorized by our CDI state licenses. All
inquiries regarding accounting, tax, or legal questions must be directed by you to the
appropriate professional of your choice. We do not consult on topics outside of our license,
or areas of experience.
} Insurance: Property, Liability, Life, and Medical; Autos, Homes, Businesses, Commercial,
Industrial, Retail, Manufacturing, Wholesale.
"If it rolls, flies, floats, or just sits there - we can cover it."
$ Compensation: Normally insurers pay VIA a commission as a percentage of premiums.
If we are legally allowed to charge a fee in addition to receiving the
commission, you will first be advised of the fee amount, and asked to
approve it. We usually only apply fees to specialty policies, and
commercial accounts that pay a very low, or no commission, and require
a great deal of extra time to handle.
} Consulting Services: 2ND Opinion: a) coverage questions
b) market and pricing questions
c) risk assessments - loss experience
> Pre investment planning: What do we need to consider?
> Policy Review
> Risk Management/Loss Control
$ Consulting Fees: $300.00/hour, plus $5.00/minute for each minute, subject to a
$150.00 minimum per consult regardless of time.
Consulting is based on time availability. No work is done without a
completed agreement with payment in advance, or if the consult is
done by email chat online, you promise to pay online the pre agreed
fees which are non refundable. All fees are fully earned at the conclusion
of the consult, and/or when a report is delivered if required by the
Licensing: CDI corporate #0585599 operating exclusively in California